---
source: Freddie Mac
url: https://www.freddiemac.com/pmms
document_type: html
date_retrieved: 2026-04-09
period: April 9, 2026 (week ending)
parent_publication: Primary Mortgage Market Survey (PMMS)
indicators_covered: [30-Year Mortgage Rate, 15-Year Mortgage Rate]
---

# Primary Mortgage Market Survey — April 9, 2026

**U.S. weekly mortgage rate averages as of 04/09/2026**

## 30-year Fixed-Rate Mortgage
**6.37%** (down from 6.46% last week; 6.62% a year ago)

## 15-year Fixed-Rate Mortgage
**5.74%** (down from 5.77% last week; 5.82% a year ago)

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### Mortgage Rates Inch Down

Mortgage rates ticked down this week, averaging 6.37%. The decrease in rates represents a positive development for prospective homebuyers and could spark a more favorable spring homebuying season than last year.

The 30-year fixed-rate mortgage averaged 6.37% as of April 9, 2026, down from last week when it averaged 6.46%. A year ago at this time, the 30-year FRM averaged 6.62%.

The 15-year fixed-rate mortgage averaged 5.74%, down from last week when it averaged 5.77%. A year ago at this time, the 15-year FRM averaged 5.82%.

PMMS results are released weekly on Thursdays at 12 p.m. ET and are an average of loan rates offered the prior Thursday through Wednesday.

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*Source: Freddie Mac Primary Mortgage Market Survey® (PMMS®)*