---
source: Freddie Mac
url: https://www.freddiemac.com/pmms
document_type: html
date_retrieved: 2026-04-23T16:09:48Z
period: Week ending April 23, 2026
parent_publication: Primary Mortgage Market Survey (PMMS)
indicators_covered: [30-Year Mortgage Rate, 15-Year Mortgage Rate]
---

# Primary Mortgage Market Survey — April 23, 2026

## 30-Year Fixed-Rate Mortgage

The 30-year fixed-rate mortgage declined again this week to **6.23%**. Rates currently stand at their lowest level in the last three spring homebuying seasons. This improvement, coupled with a pickup in purchase applications and refinance activity, as well as an increase in monthly pending home sales, underscores signs of improving momentum in the market.

- **30-year fixed-rate mortgage** averaged **6.23%** as of April 23, 2026, down from last week when it averaged **6.30%**.
- A year ago at this time, the 30-year FRM averaged **6.81%**.

## 15-Year Fixed-Rate Mortgage

- **15-year fixed-rate mortgage** averaged **5.58%**, down from last week when it averaged **5.65%**.
- A year ago at this time, the 15-year FRM averaged **5.94%**.

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### Release Note

PMMS results are released weekly on Thursdays at 12 p.m. ET and are an average of loan rates offered the prior Thursday through Wednesday.