---
status: success
source: Freddie Mac
url: https://www.freddiemac.com/pmms
document_type: html
date_retrieved: 2026-04-30T16:11:00Z
period: week ending April 30, 2026
parent_publication: Primary Mortgage Market Survey (PMMS)
indicators_covered: [30-Year Fixed-Rate Mortgage, 15-Year Fixed-Rate Mortgage]
---

# Primary Mortgage Market Survey (PMMS)

U.S. weekly mortgage rate averages as of 04/30/2026

## 30-year Fixed-Rate Mortgage

**6.30%**

- Up from last week: 6.23%
- A year ago: 6.76%

## 15-year Fixed-Rate Mortgage

**5.64%**

- Up from last week: 5.58%
- A year ago: 5.92%

## Commentary

The 30-year fixed-rate mortgage averaged 6.30% this week. As rates had modestly declined the last few weeks, purchase demand has accelerated with purchase applications rising to over 20 percent above a year ago. It is clear that purchase demand continues to hold up as prospective buyers react to both modestly lower rates and more inventory to choose from than the last few years.

PMMS results are based on the mortgage rate collected from thousands of loan applications submitted to Freddie Mac through Loan Product Advisor (LPA) from lenders across the country when a borrower applies for a mortgage. The survey covers conventional, single-family, conforming home purchase mortgages with 20% down and excellent credit.

**Source:** [Freddie Mac Primary Mortgage Market Survey](https://www.freddiemac.com/pmms)