---
status: not_available
error: "Transcript not yet published at time of retrieval (2026-04-20T16:43Z). Speech occurred 18:40 CET; ECB transcripts typically have same-day lag of several hours."
date_searched: 2026-04-20T16:43:00Z
urls_tried:
  - https://www.ecb.europa.eu/press/key/date/2026/html/index.en.html (speeches index — 404 or no entry)
  - ECB weekly calendar confirmed event and Text field: "The text will be made available on the ECB's website."
notes: |
  Event: Keynote speech by Ms Lagarde at annual reception of Association of German Banks (75th anniversary) in Berlin, Germany.
  Source: European Central Bank (ECB)
  Release expected: Same day (April 20, 2026) with typical publication lag of 3–12 hours post-event.
  Weekly calendar: https://www.ecb.europa.eu/press/calendars/weekly/html/index.en.html